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What we've learned from more than 1,000 hours of research...
Your home is where you sleep at night. It’s where you create memories with your family. Your home is where you should feel most safe and secure.
Unfortunately, the sanctity of this safety is violated with frightening frequency. According to the FBI, approximately 2.5 million homes are burglarized every year.1 Those are sobering numbers, but you don’t have to be a victim. You have the power to act – to invest in home security and protect your property and your family.
The best security systems can help you catch criminal activity before it happens. Professional monitoring services mean someone can be on site in minutes if something should happen. In fact, just owning the system discourages would-be criminals from trying to break into your home.
Which one do you choose, though? There are over 100 different companies, and choosing the one that’s right for you can be daunting. There are myriad considerations: Do you want hardwired cameras or do you prefer battery power? How will the components of your system connect to one another? Do you want professional installation or do you think you can set the system up yourself? What smart home features will you get? And, of course, there’s that big question that’s always lurking in the back of a customer’s mind: how much is this going to cost?
Don’t worry. We’re here to help.
We’ve spent countless hours testing security systems in our home. Our local burglars must be confused with all the rotating yard signs. We put each system through its paces, testing how long it takes for professional monitoring services to react to calls, taking notes on how smoothly installation processes go, and connecting systems to everything in our smart home to see how it interacts. And we don’t finish our testing until we’ve uncovered all of the pros and cons of the system.
We do this for you, so that you’ll have an easier time researching home security and choosing the system that’s right for you and your family.
And you can be sure – we’re thorough. We get into all the features and accessories each company offers, what companies charge and what contracts they offer, what kinds of monitoring they include, and how reliable equipment is. Ultimately, this guide provides a complete overview of the home security industry and what’s on offer.
But let’s not keep beating around the bush. Let’s get to it.
Let’s start with the basics: just what is a home security system. Probably the best definition of a home security system is a network of connected sensors and other equipment that work cooperatively to protect your home. All of these devices are designed to let you know when there’s a problem – a fire, a flood, a break-in – so you can contact emergency personnel.
Another way of defining a home security system is to talk about its various components. There are a lot of choices.
In fact, probably the best way to understand home security systems is to focus on each one of these pieces of equipment in turn, so you get an idea of how a system can protect you.
In other words, a home security system is a network of electronic devices that protect and secure your home or apartment from criminal activity such as burglars, thieves, and home intruders.
Pro Tip: While an increasing number of companies are offering DIY installation, some still require professional installation. Keep in mind, though, having your system professionally installed will likely cost you north of $100.
The simplest home security systems only use entry sensors. In most cases, these sensors connect to a central hub. Any time one is triggered, the hub lets you know. You may get a mobile alert, or it could trigger a siren. If you’ve signed up for professional monitoring, the monitoring station gets an alert too. Beyond this basic setup, you can add all sorts of sensors, security cameras, and special equipment such as door locks and garage door openers.
Now, if the security system is set up with professional monitoring, the control panel will immediately notify the monitoring station. Once the monitoring station personnel are notified of the security breach, they will take necessary action, which usually begins with a call to the homeowner. However, in some cases, they can communicate with the homeowner directly through the system’s control panel (if the system has a neat feature called 2-way talk, which we will discuss later).
Thankfully, a lot of the time alarms are false. This can be for any number of reasons — maybe you forgot the alarm was set and opened a window; maybe your dog set off the motion detector — but regardless of the reason, your monitoring staff will still reach out to you. If it is a false alarm, you can let them know what’s going on. If you don’t respond, though, most will then escalate action and alert authorities.
Keep in mind that we’re always testing home security systems to see how they perform. To check out our results on the most responsive security companies, read our guide to home security company response times.
Security systems that aren’t linked to professional monitoring centers are referred to as non-monitored or self-monitored systems. As these names suggest, the task of monitoring and responding to alerts falls entirely on the shoulders of the homeowner. They have to be ready for alerts, they have to be willing to check the system and see what’s happening, and, if there is an emergency, they’re the ones who must call in emergency personnel.
There are loads of great do-it-yourself security systems that secure the home in that way, and one feature they all share in common is the ability to notify homeowners remotely, which helps the homeowner to take immediate action.
The majority of self-monitored systems rely on text-based alerts that are sent to your smartphone via push notifications. Depending on how detailed they are, you might get a message saying “hallway motion sensor activated” or “there is a person at your gate.” If you have cameras in place, you might also be able to see what’s going on. Some folks feel this is enough protection, but others might feel more secure if a professional was also alerted.
There’s yet one more way security systems work that’s worth mentioning: simply having one can be an effective deterrent to anyone who might be thinking about breaking in. Video doorbells and outdoor cameras can alert would-be home invaders that you’re keeping a close watch on your property, but truthfully all you need to do this is put your security company’s sign in your yard. Even the idea of a security system scares most burglars. It’s another good reason to display signs and stickers where they’re obvious.
How does your home measure up when it comes to security? Take this quiz to see how you score, and get recommendations to protect your home.
In a general sense, we all know that a home security system protects us. It’s right in the name. These are systems designed to make us more secure.
If you think about it in such broad terms, though, it’s easy to dismiss home security systems as some general need. The fact is, these systems protect you in specific ways, and when you put them all together, you get a sense of how vital they are not just to your security but to your safety. They’re an important key to a happy life.
Here are our top benefits of having a home security system installed at our house:
Source: https://www.sdmmag.com/2019-SDM-100-Rankings
Note that some of the largest companies, such as ADT and Brinks Home Security, are not ranked because such detailed information was not publicly available or they did not report it to SDM. Companies that reported fewer than 1,000 residential subscribers are not included in this ranking.
Perhaps most interesting about our list above is the diversity of home security companies represented. Each company takes a different approach to home protection. Each company has a particular target demographic, a specific philosophy, value proposition, company culture, etc.
And while no company is a great fit for everyone, every company is a great fit for someone. So it just takes a little homework to find the company and system that’s right for you and your home.
The good news is, you don’t have to do that homework yourself. That’s what we’re here for. We spend all our time–more than a thousand hours a year, in fact—putting security systems through their paces. We find out what it takes to trip a SimpliSafe motion sensor, just how loud a Ring Chime is, and how much you’ll pay to add a camera to your ADT system. Then we condense it all and write it up in clear, easy-to-understand language so all you have to do is read through guides like this one.
We all have different budgets when it comes to home security. You may live on an enormous estate that needs dozens of entry sensors and a battery of home security cameras. We live in modest third-floor apartments where a single door sensor and a reliable video doorbell are enough to protect us. We all want to know we’re getting exactly what we need for our particular situation, though, and we all want to know we’re getting value for our money.
Different companies offer different pricing structures, and that means you’re certain to find a system that works with your own financial means. Some systems require almost no up-front costs, but you’re locked into a long-term contract. Others require you to pay for all your equipment in the beginning, but then you never have to pay another dime. There are companies that install your system, companies that let you save money by monitoring your own security, and companies that give you perks like free recording options.
We’ll get into how you sort all that out and even provide you with a handy comparison chart. First, though, a word on some purchasing dangers you want to avoid.
Pro Tip: Home security systems are great, but to get true peace of mind at home, don’t forget to keep a list of resources handy in case you need immediate help or are concerned about your family’s safety.
First, as all of this information suggests, there are a number of components to the price of a home security system. Make sure you’re informed about all of the costs before you invest – equipment costs, monitoring costs, installation costs, and any hidden costs like setup fees.
Beware of the phrase “as low as.” Home security companies love this phrase. It means they have systems that are that cheap. The cheaper packages may not have the components you need, though, or enough components to satisfy anyone, really. Start by deciding what system components you need, dig into websites to find out what those components cost, and then carefully compare systems.
Finally, some good news: sales are common in the home security market. The standard price is usually well above what you’ll pay, especially when it comes to equipment. You can find seasonal discounts from almost every company for holidays from Black Friday and Cyber Monday to the Fourth of July. A number of companies, though, seem to always be running some sort of sale. It’s rare to find SimpliSafe equipment listed at less than 50 percent off.
On the other hand, monitoring fees are typically less flexible. If a company tells you professional monitoring costs a certain price or they list the cost of video storage on their website, you can be pretty sure those are the prices and costs you’ll pay. The same is true of any extra fees like installation, activation, and equipment fees, as well as taxes and other surcharges.
You’ll want to compare the upfront costs to the long-term costs of each security system. You might find your $20 a month advertised bargain monitoring contract ending up costing you, say, $45 a month after you add on all the fees and other charges.
Look at the overall costs of the different systems and options, add it up, and compare the costs between the various security companies you’re considering. You might be surprised at what you find. For instance, a company advertising “free installation and activation” may have a high monthly fee, making it more expensive than a system that does charge an installation fee but waives the monthly fee.
There’s one last thing to consider when it comes to pricing. Some home security providers rent out equipment rather than sell it outright. This means your initial cost will be lower, but you’re going to be paying a higher monthly fee, and you can’t take your equipment with you when you go. Some people prefer one over the other, but it’s really a matter of preference and budget.
On the other hand, it could end up costing you more than if you had rented the equipment and paid a higher monthly fee, but with a much lower upfront price. Here’s the point: Look at the overall costs, do the simple math, average out the numbers, and find the best deal. You’ll be glad you did.
Here’s a side-by-side cost comparison of some of the best home security systems:
Home Security Costs | Frontpoint | Vivint | ADT | SimpliSafe |
---|---|---|---|---|
Installation Cost | $0 | Starts at $49.99 | Starts at $0 | $0 |
Activation Cost | $0 | $0 | Starts at $25 | $0 |
Equipment Cost | Starts at $99 | Starts at $549.99 | Starts at $194.98 | Starts at $249.96 |
Monthly Monitoring Price | $49.99 | $39.99 – $49.99 | $24.99 – $64.99 | $0 – $29.99 |
Did you notice the pricing comparison chart (above) lists the four different cost breakdowns? Now notice how none of these companies charges only a monthly monitoring fee. They each have other costs to factor in – from installation and activation costs, to equipment costs. This is typical of most home security companies. So keep it in mind while shopping around to find the best value on home protection.
Now consider your personal living situation. Do you own your home, or are you renting? This matters greatly, as it will influence the type of system you choose and the money you will spend.
When you own a home, you have different factors to consider when choosing a security system. Homeowners typically stay in place for longer than renters, so they often choose a system with longevity in mind. This allows them to spread the costs over a longer period of time. Also, homeowners can make major changes or modifications to their home, so this might influence their decision.
Renters, on the other hand, may need to seek a landlord’s permission to make changes to the home. They may also be hesitant about spending a lot of money to purchase a system they may not be able to take with them when they move.
Also, there are contracts to consider. A renter must be careful not to lock themselves into a contract they might not be able to get out of. If you rent, consider contract lengths for rental or purchase/rental options that allow you to keep the system and take it with you when you move.
Now, this isn’t to say that home security options for renters are thin pickings. Quite the contrary – more and more companies are offering fantastic security systems for renters at affordable prices.
FYI: Thinking of taking your home on the road? Learn about some easy security options for recreational vehicles in our thorough buyers guide to RV security systems.
If you’re renting, consider how long you plan to stay at your current location. If you’re only staying for a couple of years, then look into a security system with do-it-yourself (DIY) installation and purchased equipment, rather than something that’s leased.
Now we get that this might seem counterintuitive, but the reason is that most security companies that lease out their equipment will require professional installation and a mandatory long-term contract. That’s a pretty big commitment for a renter, and usually a waste of money. If you decide to leave, you still have to pay to cancel the contract. Note though, that some providers will allow you to transfer your system to a new property, but that usually comes with contract renegotiations.
If you purchase a DIY system, it moves with you when you go. It takes minimal effort to take down and set up most DIY systems, and some companies will even send you a care package of fresh adhesives for your sensors and other installation must-haves if you tell them you’re moving.
If you own your home, and are planning to stay awhile, you may want to choose a more permanent solution with a lower upfront cost but longer contractual obligations. If you’re renting (or are a homeowner but plan to move in the near future) consider going with a company that has a higher upfront cost, but that gives you ownership of the equipment. This way, you’ll see lower monthly costs and the benefit of being able to take the equipment with you when you move.
Did You Know? Amazon is pretty generous on doling out home security systems deals and discounts on Prime Day. To find some great savings, head over to our rundown of The Best Amazon Prime Day Deals on Home Security Systems.
Another benefit of owning the security equipment is that you can source extra sensors (and other options) from commercial retailers, rather than having to buy direct from the company. Full service companies typically charge premium fees for their equipment. Looking elsewhere is yet another way to save money.
If you prefer to lease equipment rather than purchase, the upfront cost will definitely be lower, but in reality you’re still paying for that equipment over time, most likely in your monthly service fees. So again, consider the overall cost. Additionally, if you want extra sensors or fancy options or add-ons, the cost of that monthly subscription may rise.
Or… you may simply be told that you cannot get the options you want. Sometimes the company won’t have what you’re looking for, doesn’t offer it to customers in your area, or has compatibility issues that were not considered. You’ll want to think about the scalability of the system you sign up for, especially if you want to upgrade or make changes to your system down the line.
Here’s another big factor to consider. It’s important that your monitoring system is compatible with your home. Overly sensitive alarms leading to false alarms can cause a nuisance, while on the other hand, you do not want an alarm that doesn’t sound when it should.
Note that some systems are better for certain areas and living conditions. For instance, some systems are well suited for rural areas, while others can be used pretty much anywhere.
With this in mind, there are three connectivity types that will power your system, and these are:
Let’s take a closer look at what these options are all about, and to see which is right for you.
Today, most modern security systems rely on broadband, which means they need a Wi-Fi connection to function properly. Wi-Fi is best for home automation systems. Although the availability of broadband connectivity has dramatically increased in recent years, not every house has this type of connection, especially in rural areas. Or, such areas may have broadband connectivity, but poor or unreliable coverage due to the location. Obviously, this presents a problem, as you need a security system that offers reliable 24-hour service for peace of mind.
If broadband or Wi-Fi is an issue, you may want to consider a security system that utilizes a landline. Landline monitoring is the least expensive option, but it’s not always the most secure. If a criminal wants access to your home, they could easily cut the wires and disable the entire system. While this is always a possibility (and therefore a concern), it’s actually not too common.
Cellular is least susceptible when it comes to tampering, but it also tends to be the most expensive of the connectivity options. If you do go with cellular, you must ensure your area has good cellular coverage. If it doesn’t, you won’t be able to reliably access your security system remotely to check on alerts or to view security camera live-feeds.
You also need good coverage so that your security equipment can communicate with the monitoring station and work with compatible devices and sensors. Think of it in the same way your computer wirelessly connects to your printer and interacts over the same network. If you have a security system with remote sensors and a smartphone app, all of this technology needs to properly interact in order to make your system truly safe and secure.
Our homes also differ in terms of intelligence. Whether you have a brilliant smart home now, or you have plans to make yours smarter in the near future, it’s important to consider whether the home security system you purchase is going to play well with it. In our increasingly connected world, it’s not always a given that devices will work with specific platforms. When you start thinking about smart devices like toasters, refrigerators, and televisions, it can get even more confusing. Good home security systems are compatible with all the top smart platforms, including Alexa, Google Home, and Apple HomeKit.
You’re particularly savvy, though, so you’ll also want to consider what kind of contol your system provides through your smart platform. Will you be able to unlock your door remotely using your phone, control the AC and turn on your lights with just your voice?
You’ll find that some equipment is compatible with almost everything, while other equipment is only compatible with specific systems or devices from the same company/brand. For instance, you may find it hard to search for a security system that works with smart thermostats from Google Nest, even though they’re some of the most popular smart thermostats today. That’s because the Nest Thermostat doesn’t support Z-Wave, which is what most security systems use today for inter-brand communication.
Additionally, getting each and every device to communicate properly, and to maintain this functionality, can be frustrating and difficult. However, the more compatible a security system is with other smart technology in the home, the fewer problems you’ll have with the system and its components.
So be sure to look into the platforms that your system works with.
For many, the features of a home security system are incredibly important and top the list of things to consider when it comes time to buy. However, you need to strike a balance between the features you want and how much the system costs. Also, you wouldn’t want to pay for features you don’t need and won’t use, which can happen when you purchase standard home security bundles.
Don’t fall into this trap. Instead, save money by choosing a system that meets your needs perfectly, and only pay for what you are going to use. For instance, why pay for a security bundle with ten window sensors when you only have six windows? That’s money down the drain.
So write down exactly what you want monitored in your home or apartment, and then make sure the system that you’re considering checks all of the boxes (equipment, devices, add-ons, etc.) to meet your needs.
However, it’s generally better to have too many features than it is to have too few features, so be sure to do your homework. Also, it’s important to note that almost all major security companies will customize a system that works specifically for your home and budget.
Here’s a comparison of some of the most common features available from a few of the top rated security companies:
Home Security Features | Frontpoint | Vivint | ADT | SimpliSafe |
---|---|---|---|---|
Installation Type | DIY | Professional | Professional | DIY |
No-Contract Option | No | No | No | Yes |
Home Automation | Yes | Yes | Yes | No |
Mobile App | Yes | Yes | Yes | Yes |
Customer Support Score | 5-stars | 3.5-stars | 3-stars | 4-stars |
Now, here are the most common options and features to look for when shopping for a security system:
Installing home security systems can be overwhelming, so for some people it’s best left to the professionals. However, if you count yourself among the DIY crowd, there are many systems that can be easily installed by homeowners and renters; this can also save you a lot of money. With that said, there are benefits and drawbacks of both installation methods. So let’s have a closer look.
Professional installation ensures that everything is up and running properly. And the installation professional can give you a walkthrough of the system so that you can familiarize yourself with the different features and how to use them. This option is best for those who will be living in their current home for a long time. However, if you think you’re going to move relatively soon, then a system with DIY installation may be the best choice for you. It will certainly save you money.
So ask yourself an important question: “What type of person am I?” Professional installations are best for busy adults, non-tech-savvy people, and those who aren’t good with tools (although many DIY systems only require a single screwdriver for setup). The elderly may also benefit from getting professional installation, rather than over-burdening themselves with a DIY option.
But if you have the time and the skills, DIY installation is a smart choice. Many companies that offer DIY installation have comprehensive manuals – and even video tutorials – on how to set everything up. Also, companies now provide easy-to-use apps that will guide you through the connectivity between devices and the control panel.
One of the main issues with a DIY system is that if problems arise during the setup, it’s going to be between you and the customer service team to figure them out. What seemed like a quick setup could turn into hours of troubleshooting and headaches trying to describe what’s going on to folks who aren’t there looking at it. These problems aren’t the norm, but if you don’t have the troubleshooting skills — or time, or patience — it’s something to consider.
Finally, it’s also worth noting that wireless systems usually do not need professional installation. Such systems are virtually plug-and-play, with no wires to run through walls, and user-friendly connectivity processes. These wireless systems allow for easy-install with basic tools and minimal skills.
Let’s look at some of the pros and cons of both types of installations:
The Pros
The Cons
The Pros
The Cons
If you’ve been paying attention, you should have a pretty good idea of what to look for when it comes to features, technology, and functions. These days, though, you have to consider who’s producing your system as well. You can’t afford to put your family’s safety in the hands of a company you don’t absolutely trust.
So, what do you look for in a home security company? And how do you compare home security system companies to one another?
Here are a handful of important things to consider when choosing a home security company. While there might be other considerations, these are the main factors that can (and will!) impact your service:
It’s the digital age, so security system company reviews are easy enough to find. They can also be extremely helpful in narrowing down your choices and digging deeper into a particular system. In fact, you can learn pretty much everything about a security company and their offerings by reading an in-depth review.
A really solid review will share the pros and cons, the ups and downs, and pretty much everything you should know before you pull out your wallet. It’s entirely possible (and encouraged) to fully understand each system you have your eye on – the features and tech, the contracts, warranties, everything.
But unfortunately, not all home security company reviews are created equal. There are lots of websites that are just trying to push products, making their reviews completely unbiased and downright misleading.
So here’s what you want to look for in a review:
Choosing a home security system can seem intimidating at first, especially when you’re trying to decide which one best fits your lifestyle and living arrangement. But the more understanding you have of the different options, the better off you’ll be when it comes to finding the one that makes sense for you. Hopefully, this guide has helped you to get a better grasp on the options and what to look for so that you can make the right choice.
The good news is that there are plenty of options. From features and technology, to the different installation methods, monitored vs. self-monitored, warranties, guarantees, customer service, and more. No two companies are exactly alike, and each one has something new and unique to bring to the table. This means that you’re sure to find a system that suits your needs — and your budget!
The Zebra. (2023, January 31). Burglary Statistics.
https://www.thezebra.com/resources/research/burglary-statistics/