IDX Identity Theft Protection Subscription and Pricing Options

Pricing and IDX Identity Plans

Like most identity monitoring services, IDX Identity gives us more than one plan to choose from. Depending on your budget, you’ll want to focus on one plan or another. But note that the different price points also mean different coverage levels. Typically, the more you spend, the better coverage you get against identity thieves. We’ll talk more about this in just a moment. But first, let’s take a closer look at your pricing options.

IDX Identity Price Snapshot

We’re no strangers to entry-level prices for identity monitoring. In our reviews of services like Zander Insurance, we talk all about the typical ten-bucks-a-month rate for basic protection.

Price matters, but we’ve been doing this a long time — so we know that features matter, too. You must ask yourself: what am I really getting for my money? So let’s take a look at what’s actually included in IDX Identity plans. Once we know what we’re getting, we can weigh the value and see how it stacks up against the competition when it comes to pricing.

IDX Identity rightfully ranked our privacy score low since we publish articles with our real names.

IDX Identity Plan and Features Breakdown

With IDX Identity, you’ll have the choice between three plans. One plan focuses on identity protections, one focuses on keeping your personal information private, and the other offers all of the features from both. Each plan also has an individual or family option.

We’ve learned that family plans aren’t all the same, as some cover more kids than others. IDX Identity only covers two adults and up to five children. We prefer plans that cover unlimited kids like when we tested LifeLock. But, five children is still enough for most families.

The family plan versions offer the same coverage for two adults instead of one. Kids, on the otherhand, get most of the benefits except credit monitoring. This is actually pretty typical. And keep in mind that most competitors don’t have credit monitoring for kids.

The family plan option is a smart choice if you have a family. Child identity theft is rare, but child identity monitoring is a nice safety net to have. Also, it goes without saying that signing up with identity protection for a spouse is important, too.

We received an alert about a leak associated with our Dropbox account while we tested IDX Identity.

Family plan or not, you’ll have to choose between IDX Identity’s three plans. So let’s look at what each plan includes so you can figure out what protections you need.

IDX Identity

IDX Identity is the most basic plan offered. It’s cheap starting at less than $9 per month but it still covers essential features. These features include monitoring for social security numbers, names, physical addresses, email addresses, phone numbers, and more. It also includes Cyberscan dark web monitoring which is the software IDX uses to scan the dark web looking for your information.

If you’re not familiar, the Dark Web is a part of the internet that you need a special browser just to visit. Some Dark Web sites are perfectly safe and legal, but others aren’t. IDX attempts to scan all known Dark Web hotspots. That said, nobody actually knows how big the Dark Web is, so monitoring it is far from an exact science.2 Still, any amount of monitoring is better than no monitoring at all.

The Identity plan also gives you credit monitoring. We weren’t huge fans of it though since it only covered one bureau instead of all three major credit bureaus like we got when we tested Aura. But again, similar to our sentiments on Dark Web monitoring, one-bureau credit monitoring is better than no credit monitoring at all. Considering we got one-bureau credit monitoring for free when we tested Experian IdentityWorks, the value here isn’t great.

We also want to see recovery services and insurance included in the top identity theft protection plans. Fortunately, IDX Identity included these features. We particularly liked IDX Identity’s 100% recovery guarantee. That means they guarantee a full recovery of your identity which isn’t something we see often. For instance, sometimes getting a valid drivers license after an identity theft incident becomes difficult since your identifying information has been compromised. IDX Identity guarantees they could get us our license back if that happened to us.

Finally, you can get Identity as an individual plan or a family plan to cover your whole household with a little extra peace of mind. The individual plan is only $9.95 per month, which is decent value, although we’d choose to spend a bit more for three-bureau credit monitoring.

Who it’s best for: Budget-conscious shoppers looking for an affordable plan that comes with all the essential identity protection features including identity and credit monitoring, recovery services, and insurance.

IDX Identity monitored all of our sensitive personal data that someone could use to start stealing our identity.

IDX Privacy

At the opposite end of IDX Identity is IDX Privacy. As the name implies, it focuses on your online privacy instead of identity protections. So, they include their privacy-focused tools.

The standout one for us was the ForgetMe Data Removal service. If you’ve ever Googled your name, you most likely saw a list of data brokers and people search sites selling your information. That’s not identity theft since all of the information these sites sell is publicly available, but it can definitely lead to identity theft. ForgetMe Data Removal automatically requests the removal of your data from these sites to make your personal information more, well, personal.

Another feature we liked was SocialSentry. It monitored our social media accounts for any associated identity or privacy risks. This means it looked out for everything from account takeover attempts to inappropriate content related to our accounts. Social media accounts are one way identity thieves try to complete an identity once they have some basic information. So, we thought this was a useful tool.

In addition to these online privacy features, IDX Privacy includes the same identity restoration and insurance as IDX Identity. But, it doesn’t offer any identity monitoring services like social security number monitoring or court record monitoring. Overall though, we thought IDX Privacy gave us more value than IDX Identity since it only costs a few dollars more per month and included more features that could prevent identity theft while still giving us insurance and restoration services.

Who it’s best for: Privacy-focused people who prioritize online privacy over identity monitoring but still want identity theft restoration and insurance services.

IDX Complete

With IDX Complete, we got access to all of the features from IDX Identity and IDX Privacy. But, it also included a few upgrades to its credit monitoring capabilities.

We liked that IDX Complete takes the Identity plan’s credit monitoring and upgrades it to three-bureau monitoring. With Complete, we got monitoring for Equifax, Experian, and TransUnion.

The one-bureau versus three-bureau coverage is the big upgrade in IDX Identity’s features for IDX Complete. Otherwise, it also offered a TransUnion credit lock. That means we could lock our TransUnion credit file with the click of a button. Doing so prevents any lenders from pulling our TransUnion credit report which can prevent an identity thief from taking out a line of credit in your name. If we wanted to take out a new line of credit, such as if we wanted to buy a new car, we could unlock our TransUnion credit file and then apply for a car loan.

Although not quite as important to protecting our identity, we appreciated that IDX Complete helped us keep track of our credit score too. It included access to our VantageScore 3.0 credit score which gave us more insights than a basic credit score. Basically, it told us what’s affecting our credit score too so we knew what steps we needed to take to improve it.

These features come at a fairly high price tag of $32.90 per month for individuals or $64.99 per month for families. For reference, LifeLock’s pricing puts their premium plan with three-bureau credit monitoring and up to $3 million identity insurance at $19.99 per month when paid annually.

Who it’s best for: IDX Complete is best for those who want IDX’s full suite of features and expanded credit monitoring capabilities.

We locked our TransUnion credit file when we were subscribed to IDX Complete.

Here’s the Deal on IDX Identity

If you’re considering signing up for IDX, you should make sure that you’re getting the best price possible. After all, identity theft protection is important, but you don’t want to overpay on subscription fees! We’re here to help with that.

Here are the best current IDX prices that we’ve found.

Value and Budget: IDX’s Bang for Your Buck

How much are you really getting for your money with IDX?

After getting real-world experience with their services, we can say that IDX offers pretty fair prices. We were impressed by the budget plan. We often see deals for $10 per month, but they don’t always include all four of our must-have features (identity monitoring, credit monitoring, recovery, and insurance). Thankfully, IDX Identity does.

Also, IDX Complete is reasonably priced for individuals. We’ve found that three-bureau coverage usually costs us right around $20-$25 per month, but IDX also includes a VPN which can justify the higher price tag.

However, we were a little less impressed with the family plan prices ($64 per month certainly isn’t cheap!). The family version of IDX Complete costs more than similar plans from quality identity protection brands like Identity Guard and IdentityForce.

IDX Identity Parent Company, History, and Reputation

IDX Identity is owned by a company called IDX. They recently went through a rebranding where the MyIDCare platform became IDX Identity and the company that owns it went from IDExperts to IDX. IDExperts was founded in 2003, and MyIDCare made its debut in 2004.4 The rebranding happened at the end of 2020. While it’s not the most experienced company in the industry, we think 15+ years is plenty of time to perfect your craft.

It’s worth mentioning that the company has a pretty good reputation with its users. IDX has even won its share of industry awards, and it has an A+ rating with the Better Business Bureau.

Final Thoughts: Is IDX Worth the Price?

When we tested IDX, we were pretty pleased with the value we got for the price. But, that’s because we bought their individual Identity plan. Their premium plan costs a bit much in our opinion since we could get similar capabilities from more well-known competitors like LifeLock at lower prices.

The family plans for IDX also cost a lot for adding one adult and up to five children. We prefer family plans that support unlimited children so we would never need to change identity theft protection services if our family situation changed.

All that said, IDX offered decent services at mostly competitive rates, but we felt we got more value from some of their competitors like Aura and Identity Guard.

MyIDCare Frequently Asked Questions