IdentityForce Identity Theft Protection Cost and Plan Pricing

Pricing Options for IdentityForce

Thankfully, we found the IdentityForce pricing options to be fairly easy to follow. There are two main plans to choose from: the entry-level plan is called UltraSecure, and the higher-end option is called UltraSecure + Credit. Both are available for individuals as well as for families, which can include up to two adults and unlimited children. As you might expect, the major difference between the two plans is the credit monitoring feature. We’ll lay out the details after we look at the prices.

There are two pricing options for each main plan. That is, you can pay either by the month or by the year. Sure, you’ll save some of your hard-earned money by going with the annual plan, but it’s also less flexible than paying month-to-month.

Our recommendation? Start with a monthly plan to try the service out. If you like it and you want to stick around, upgrade to a yearly plan. You’ll save $19 over the year with the UltraSecure plan, $68 with the UltraSecure + Credit plan, and $72 with the UltraSecure + Credit family plan. There is also a 30-day free trial if you don’t want to hand over your credit card.

Speaking of the family plans, they make the most sense if you’re part of a large family, but not so much for smaller families (for example, if you’re a single parent with just one or two children). In this instance, you might be better off looking at Aura’s plans. A Kids plan is just $10 per month and covers unlimited children across unlimited devices. You can combine it with an Individual policy, which is just $12. Plus, you’ll even get a lot of extra features with Aura that are only available in the more expensive IdentityForce plan.

IdentityForce Plan Options and Differences

After getting hands-on experience with the service, we gave IdentifyForce strong marks in almost every category. With that said, you’ll want to pay close attention to the features offered in each plan.

Again, you’ll choose between the UltraSecure and UltraSecure + Credit plans. These options are actually quite similar, the only major difference being that UltraSecure + Credit includes credit monitoring features (three-bureau credit monitoring and access to credit reports). As you’ll see, we strongly recommend having credit monitoring in place — especially across all three credit bureaus.

IdentityForce – Monitored Accounts

UltraSecure

UltraSecure is a solid identity monitoring option that skips most credit-related features. We found it to be slightly cheaper than most options that include credit monitoring, but it still includes lots of non-credit identity monitoring features.

Fortunately, UltraSecure comes with Social Security Number monitoring. It also includes a light version of credit monitoring, which would alert you if someone requested your credit report. We think you’ll appreciate this — as it’s important to know right away if a criminal is attempting to take out a loan or apply for a credit card in your name. IdentityForce also keeps an eye on public records, the web, and the dark web to see if your sensitive information is being used fraudulently.

Combined, we think these features make UltraSecure a stronger entry-level plan than alternative options offered by top brands like Zander Insurance or Identity Guard. Zander and Identity Guard focus more on identity theft recovery and insurance, and less on credit monitoring.

Some of our other favorite features of the IdentityForce UltraSecure plan include the mobile app and “online PC protection tool” to help cover our digital security needs.

IdentityForce – Email Monitoring Alert

UltraSecure also includes certain features we don’t typically see in entry-level plans. These include sex offender registry monitoring and social media monitoring features.

IdentityForce – Resources Page

We even had the option for Identity Guard to monitor our bank accounts and credit cards — not bad for a basic plan for less than $20 per month. All in all, if you’re looking for basic coverage, then UltraSecure is a safe bet. But if you fall victim to an identity crime, we think you’ll be better off with a more robust plan.

UltraSecure + Credit

You can probably tell from the name of this bundle that it includes credit features (we appreciate when companies are direct). We really enjoyed trying out this service. The UltraSecure plan will notify you if (or when!) your credit is pulled for a credit check, but UltraSecure + Credit will let you check your credit report yourself. This plan also comes with three-bureau credit monitoring, as well as access to credit scores.

Credit monitoring is an important feature. While identity monitoring tells you if your information may have been compromised, credit monitoring tells you if that information is used in actions that could damage your financial security and credit reputation. For example, IdentityForce will alert you if a bad actor applies for a credit card or takes out a loan in your name. With that knowledge, you’ll be able to lock down your credit to prevent any further financial damage.

We like that IdentityForce lets you access credit scores and reports, too. Not just because it catches thieves in the act, but also so we could see if we would run into issues taking out loans. It’s the same information the banks use to assess loans and mortgages, so we could see if there was a chance of it getting denied before showing up to our appointment.

The Value of IdentityForce

If money is not an issue, we think IdentityForce should be one of the identity theft protection services you should consider. But what if money is an issue? Well, that’s a different story.

But what if money is an issue? Well, we think that’s a little trickier. At its standard price of $19.90 per month, the UltraSecure plan looks a little expensive to us. We can say that UltraSecure offers more features than some of its entry-level competitors. But the price is close to what you’d pay for bigger and better plans with three-bureau credit monitoring, recovery features, the whole deal. We’d also like to see spouse monitoring, but we guess you can’t have it all!

At $34.90 per month, we think that the UltraSecure + Credit plan offers solid value. It’s not a bargain-basement option like Zander, but it’s fairly priced for what you get. In our experience, IdentityForce’s top-tier coverage is the much better deal of the two plans.

IdentityForce FAQs