Aura Identity Theft Protection Plans and Pricing

Aura’s Pricing At a Glance

If you can count, you can choose an Aura plan. Aura offers three different subscriptions and they all provide the same features. The only difference between them is in how many people they cover. So, as long as you can count your family members, you’re in good shape.

There is a separate Kids plan, but it’s not a true identity theft protection plan. We actually think of it more as an add-on, since what it really provides is a suite of parental controls and child safety tools.

Here are Aura’s three plans in a nutshell.

Aura’s Three Plans

The Family subscription includes all the components of the Kids plan, so there’s no need to purchase that add-on. Features in this plan include monitoring of kids’ Social Security numbers, the option to freeze a child’s credit with all three credit bureaus, online parental controls, and alerts for both cyberbullying and predator dangers.

As you would expect, the price you pay varies depending on how many people you’re covering. In addition, though, you can save some money by purchasing a full year of service up-front. Of course, we’re not all comfortable making that commitment, and it’s not always easy to come up with a large chunk of change to put down initially. So Aura does allow you to pay one month at a time. It’s just a bit more expensive.

Aura Plans and Pricing

Aura tacks on a number of customer-friendly policies, like,

• 14-day free trial
• 60-day money-back guarantee with annual payment plans
• 24/7 customer support

We especially like the 60-day money-back guarantee. It means that even if you sign up for an annual plan, you can cancel your protection if you find a better deal next month.

Keep in mind, though, that these are initial prices. Aura charges more when you renew your plan, as much as 40 percent more.

Aura Key Features

Here’s a quick look at what features come with Aura’s subscriptions:

Again, the only real difference between these plans (besides the number of individuals they protect) is those extra features designed to protect children in the Family plan. If you don’t have kids, you’re not going to pay for anything you don’t need.

Let’s take a closer look at each plan separately to see how they work.

Aura’s Individual Plan

One of the advantages of an Aura plan is that you get both identity theft monitoring and credit monitoring. In fact, Aura offers some of the most comprehensive coverage on the market. Here’s a quick list of the key protections provided by the plan:

• Account Monitoring
• $1 Million in Identity Theft Insurance
• Personal Information Monitoring
• Social Security Number Monitoring
• Bank Account Detail Monitoring
• Investment Account Monitoring
• Home Title Monitoring

Aura’s antivirus and VPN functions

To these core identity and credit monitoring features, Aura adds a collection of digital device protections. Individual plans come with:

• A VPN (Virtual Private Network)
• Anti-malware software
• A password manager
• An ad and malicious site blocker

Maybe our favorite of these bonus protections is something Aura calls Email Alias. In simple terms, Email Alias generates false email addresses when you sign up for new accounts with online sites. These mask your true identity so you’re less vulnerable to data breaches and you get less spam.

We’ve seen other companies charge more than $20 a month for similar services. $15 a month – less if you’re willing to sign up for a year-long plan ($144), is more than reasonable.

>> Compare: Aura vs. Identity Guard

Aura’s Couple Plan

Again, Aura doesn’t overcomplicate things. What does the Couples Plan include? Everything the Individual Plan includes, only doubled. Device protection? Doubled. Both you and your co-subscriber get access to the VPN, antivirus software, and safe browsing tool for up to 10 devices each. Insurance coverage? Doubled. If either you or your co-subscriber should fall victim to identity theft, you’re covered up to $1,000,000. If both of you should fall victim together, you still each get that $1,000,000 coverage.

Note that you don’t actually have to be a romantic couple to take advantage of this plan. Roommates, siblings, friends can sign up together. In fact, accounts are essentially individual and managed separately. You’re simply sharing a subscription with another person. Oh, and saving money. The Couples Plan costs just $20 a month at the monthly subscription rate. That’s a full $5 per month less than purchasing two Individual Plans. Sign up for an annual plan, and save even more.

Aura’s Family Plan

Obviously, the Family Plan is great for anyone with children. In fact, it’s one of the few identity theft protection plans that allows parents to cover an unlimited number of children. It is worth pointing out that when it comes to device protection, children are counted as adults. That is, the Family Plan still places limits on access to Aura’s VPN and antivirus software. Insurance coverage is similarly limited.

There are other limitations as well. Child monitoring isn’t the same as adult monitoring, for instance. It only protects children’s Social Security Numbers, notifying you if your child’s SSN is used to take out loans or for other nefarious activities.

Still, the Family Plan provides some extra features not available in the Individual and Couples plans, like access to parental controls. With the Family Plan, parents can block and filter websites and apps, manage screen time limits, and track internet usage. Parents also get access to child safety tools, like cyberbullying and predator alerts, and 24/7 in-game voice and text monitoring. Ultimately, unlimited identity theft protection and credit monitoring for kids is definitely a deal.

The thing is, the Family Plan isn’t just great for families with children. The option to cover up to five adults means customers have the flexibility to include family members no matter what their living situation might be. Need to cover adult children? No problem. Have a parent who lives with you? You can cover them, no questions asked. Every adult member of your household – up to five – gets full identity theft protection, including credit monitoring. They all get device protection on up to ten devices and up to $1,000,000 in identity theft insurance. Even if you don’t have kids, the Family Plan can be an amazing deal.

The Family subscription is also affordable, considering everything it offers. It’s priced at $50 per month, or you can opt for the yearly plan and pay $384 upfront (and save around $200 if you want to use Aura for the foreseeable future).

Beyond Identity Theft

Finally, we should point out that Aura offers three additional online security services at no additional cost. When you sign up for any Aura plan you get an antivirus, a password manager, and a VPN. All three are designed to proactively protect your identity, and if you ordered them separately from other companies, they might cost as much as $60 a month.

What do these services actually do? Antivirus protects your devices from malware that might compromise your data. The VPN secures your internet traffic, ensuring nobody can track your online activities. The password manager secures your login credentials and also helps you generate strong passwords. All three prevent your identity from being stolen in the first place, helping minimize Aura’s need to monitor the online world for your data.

Final Thoughts on Aura

We believe Aura’s subscriptions provide excellent value. They come with essential and advanced credit monitoring and identity protection features, and also add extra security tools, like an antivirus, a VPN, and a password manager.

Plus, the provider has plans for everyone: single adults, adults living together, and families (and even includes family-centric features, like parental controls and child safety tools). And you get all of this for a great price — not to mention that Aura also has a free 14-day trial and a 60-day refund for its long-term plans.

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